Are you a woman driver? If so, you may want to know if you can get insurance cheaper because of being a female driver. When it comes to insurance the amount you pay for your insurance is not based on gender, but rather on many other factors. If you drive a sports car, then you can expect to pay much more for your car insurance. On the other hand if you drive a sedan or family car, you can expect to pay much less for your car insurance. Till a decade or so ago, getting cheap car insurance for women was a difficult thing. Car insurance for women is generally available at cheaper rates than for men. Men drive more than women do - again, this is not a statement about individual men or women - but about statistical data on the whole - at any given time - more men can be found driving than women. Women tend to be safer drivers than men - and women drive less as well - which makes it easy to get relatively cheap car insurance for women.
So most companies will offer better insurance quotes for women than they will for men - in facts there are many companies that will cater to women only. Your driving record is an individual record - and your insurance company will make sure that the insurance coverage you get will be according to your record.
If you are an experienced driver - you will get cheap insurance; if you are an older beginner, your chances aren't that great - just as it is with male drivers. Car insurance for women isn't that different from insurances for men - all insurance coverage operates on the principle of higher the risk - the higher the rate. Therefore since women drivers are statistically less involved in accidents - car insurance for women also have correspondingly lower insurance rates.
It is not difficult to find car insurance for women - all one has to do is ask around. Research has also shown that men are more easily distracted than women, with their attention being taken from the road while they are driving, so there are plenty of reasons why women's car insurance is cheaper.
And we're not talking peanuts when it comes to the difference in cost between car insurance for men and women. Women can save hundreds of pounds on their premiums compared to the same cover for a male driver, as many a couple has found when applying for car insurance.
Women's car insurance has really taken off in recent years, especially with the emergence of specialist companies such as Sheilas' Wheels and Diamond Car Insurance which only offer insurance for lady drivers.
