1. Choosing a health insurance products to suit different needs and abilities.
2. Determine the credibility and reliability of insurance company in question.
3. Need to know how much the amount providenya.
4. Studying the insurance policy offered a careful and thorough, given the clause contained in the policy language or terms usually use a fairly complex, and printed in small letters.
5. If there are not clear do not hesitate to ask for an explanation to the insurance company.
6. As a consumer you are entitled to the right information, clear and honest.
7. When you have decided the insurance company and its practice is not in accordance with the agreement in the policy so that you feel loss, you are entitled to present their opinions and complaints.
8. If the insurance pihal not responsive in responding to complaints and opinions, you are entitled to complain to a consumer organization to be resolved amicably or through legal channels.
9. If you are aggrieved party proves the insurance, you are entitled to sue for compensation, indemnity or reimbursement it deserves.
10. Whether or not the representation in the country where you are experiencing health problems. Just mention you are having problems in Washington, the United States at two o'clock in the afternoon, while you must contact the insurer in Jakarta at the time was two o'clock in the morning, surely it will cause problems.
11. Choose a company that provides the best coverage at the lowest cost.
12. Hospital care insurance available, pembedahanm, help in emergencies through emergency assistance and ambulatory.
13. There are no restrictions on the selection of hospitals, doctors and pharmacies.
14. There is no restriction area, the guarantee applies worldwide.
15. Kembli payment system (reimbursement system) that cepa
16. Does it stand alone health insurance or an additional benefit of life insurance products.
17. What doctor (general / specialist), which hospital and what health checks supporting facilities obtained.
18. Are there any inpatient facilities, outpatient care, eye care.
19. Is there any cost limitations and exceptions for cases of critical illness, surgery or treatment of pregnancy and childbirth.
